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Quick Tip / Insurance – Neighborly Watch
In the recent weeks I’ve received calls from beneficiaries and as a Broker, I’m compelled to make you aware of what could be a scam. The person on the other line is identifying themselves as a representative from “insurance company” that has found a plan in their area they now qualify for and their benefit copays would be lower or even $0. The Florida Legislature did create a new program called Statewide Medicaid Managed Care. According to a source, this program has given a list of Medicaid beneficiaries to insurance carriers participating in the plan allowing them to call. However, when the program; launched in 2011, states the beneficiaries would be receiving a letter. The situation now is the fact that it will be hard to tell if the call is real or not. They will have your name, date of birth and even social security number.
One of my beneficiaries who is NOT eligible for Medicaid has provided us with enough information to go after whomever is involved. It seems someone working with this carrier may be working with an outside party. Some are even asking for bank information to return your “Part B” premium. Unfortunately scammers can now make their caller ID appear anything they want including the real number to the insurance company. I have launched a full investigation and hope the parties involved are caught soon. Always be cautious of information you provide over the phone. Also, consult with your Agent if you receive mail or a call and are not sure how to handle it. Hope this article saves you from the hardship of being scammed.